Why Us?
Boost Your Returns Without Breaking a Sweat!
Why Private Lending?
There are many reasons borrowers prefer short-term private financing over traditional bank loans. Some of these include:
Speed
Borrowers typically need to close quickly and can't afford to wait for traditional banks to perform.
Requirements
Inability of the borrower and/or asset to fulfill bank's rigid regulatory requirements.
Reliability
Traditional banks are at the whim of regulators and investment committees, which creates uncertainty for borrowers.
Accessibility
Borrowers value responsive and personalized service.
WHY GET INVolved as a private money Lender?
There are many reasons to invest in private money funds. Some of these include:
- Non-correlated to the stock market
- No management responsibility
- Passive cash flow
- Alignment between the investor and the fund manager
- Investment diversification
- Ability to invest in real estate without being a landlord
- Protective equity provides shield against market volatility
- Granular reporting, which highlights current portfolio holdings, recent transactions, and financials
Request Information
DOWNLOAD OUR FUND INFO PACK

Our Funding Process
A PROVEN PROCESS THAT DELIVERS RESULTS
Step 1
Investor finds property that can be profitable and makes an offer.
Step 2
Investor submits offer and loan application.
Step 3
Loan is quoted, property is researched and underwriting begins.
Step 4
Loan is closed, property is funded.
Step 5
Loan is sold as a whole note, or funded by SIC’s equity funds.
Where we started
Through long years of trial and error, The Lee Arnold System of Real Estate Investing was created to teach clients how to translate workbook education and real estate theory into real world real estate investment success. Lee Arnold created Cogo Capital® so real estate investors could have access to unlimited funds for their non-owner occupied investments. Since then, we have been involved in over 1 billion-dollars worth of real estate deals with clients. SIC was created to safely lend on first position real estate liens and target higher returns than investors were currently seeing in their stock market, bank CDs, or bond investments.
As we combined training, funding, and the education to lend on real property, we began to notice a progressing trend of growth and success with the clients involved. Through this model we call “The Circle of Wealth,” we noticed that people who entered at the training level and borrowed funds for their real estate investments eventually became lenders in their own right. They then helped others obtain the capital needed to grow their real estate portfolios. This allowed everyone on every side to succeed. It is our goal that everyone will enjoy some level of success in The Circle of Wealth, and inevitably lap it several times over. Join the Circle of Wealth today!

Through long years of trial and error, The Lee Arnold System of Real Estate Investing was created to teach clients how to translate workbook education and real estate theory into real world real estate investment success. Lee Arnold created Cogo Capital® so real estate investors could have access to unlimited funds for their non-owner occupied investments. Since then, we have been involved in over 1 billion-dollars worth of real estate deals with clients. SIC was created to safely lend on first position real estate liens and target higher returns than investors were currently seeing in their stock market, bank CDs, or bond investments.
As we combined training, funding, and the education to lend on real property, we began to notice a progressing trend of growth and success with the clients involved. Through this model we call “The Circle of Wealth,” we noticed that people who entered at the training level and borrowed funds for their real estate investments eventually became lenders in their own right. They then helped others obtain the capital needed to grow their real estate portfolios. This allowed everyone on every side to succeed. It is our goal that everyone will enjoy some level of success in The Circle of Wealth, and inevitably lap it several times over. Join the Circle of Wealth today!
We Invest in
The Heart of American Real Estate
Our mission is to improve neighborhoods one investment at a time. We empower real estate investors with the capital they need to fix and flip properties that traditional lenders won’t touch. Click below to see what kind of results our private equity funds produce!