Navigating the Current Real Estate Landscape: Rates, Trends, and Opportunities

Navigating the Current Real Estate Landscape: Rates, Trends, and Opportunities

Loan Rates

In the ever-evolving world of real estate, staying informed about market dynamics is key to making well-informed decisions. Recently, loan rates have shown a bit of a plateau, with VA at 6.49%, Conventional at 7.189%, and FHA at 6.125%—highlighting FHA as an attractive option for potential buyers. To seize these opportunities, it’s crucial to pay attention to your credit score, with a recommendation for credit repair services to ensure eligibility for favorable rates.

Economic Indicators

As we delve into economic indicators, the GDP is currently at 2.5%, with an anticipated slowdown to 2.2% by the end of 2024. However, the housing market appears resilient, with home prices expected to continue climbing at a rate of 4.8% by the end of the year. The recent drop in mortgage rates, now at least a full percentage point lower than the peak in October of 2023, has spurred demand, indicating a favorable environment for homebuyers.

Looking Ahead

Looking ahead, interest rates are poised for changes, with the first of three anticipated cuts in short-term rates expected in May, followed by subsequent cuts in July and November. This gradual decrease in rates aims to reach the 5.5% target by the end of the year, potentially creating a conducive environment for real estate transactions. However, the advice to act promptly in the next 60 days echoes the importance of timing in a market where prices are projected to rise as we approach April.

Employment

Employment rates are anticipated to rise to 4% by the end of 2024, a strategic move to influence lower interest rates. Meanwhile, inflation is under control at 2.6%, contributing to the overall economic stability. Regionally, Texas stands out as a prime location for job growth, with Austin, Dallas-Fort Worth, Houston, and San Antonio emerging as hot metros. Additionally, Louisiana is expected to see 1.4% job growth, with substantial construction projects on the horizon.

In the midst of these developments, employers may find a silver lining as more individuals enter the labor force, potentially easing the challenges of hiring.


Learn how to take advantage of shifting market conditions using real estate to target stability and returns inside your portfolio.   Book a quick call with one of our Investor Relations team members to learn more today.  Book now!


NOT PROFESSIONAL ADVICE. Neither Secured Investment Corp. nor any of its affiliates are registered investment advisors or broker-dealers and do not provide investment or financial advice. No communication from Secured Investment Corp. or its affiliates through this email, its websites, or any other materials is intended to be or should be construed as investment, tax, financial, accounting or legal advice. While the data we use from third parties is believed to be reliable, we cannot ensure the accuracy or completeness of data provided by other third parties. As such, we do not make any representations as to the accuracy or completeness of the information contained in this email and undertake no obligation to update the information
 


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